NJ Financial Consultancy
Mortgages made easy
Mortgage and Protection Specialists
We are a whole-of-market mortgage and protection specialist, offering a personal and trustworthy service tailored to you. By navigating the market on your behalf, we search for the right solution to suit your needs, not just what’s easiest to find. We take pride in making every step of the process clear, straightforward, and easy to understand, so you can move forward with confidence and peace of mind.
Impartial advice
Available weekends
From mortgages to protection
We are a London-based mortgage and protection brokerage serving clients across the UK.
With over 15 years of combined industry experience, we specialise in arranging tailored mortgage solutions for a wide range of needs, including residential purchases, remortgages, first-time buyers, buy-to-let investments, and short-term finance such as bridging and development loans.
Alongside our mortgage services, we provide expert protection advice to help safeguard you, your family, and your home. This includes life insurance, critical illness cover, and income protection, ensuring you remain financially secure and able to meet your commitments should circumstances change.
Mortgages
Applying for a mortgage can be a complex business, and if you get even one part wrong, it can set your application back potentially by months, or even stop it completely. You might even manage to get through the application process but find that you have secured a mortgage that isn’t appropriate for your situation and you may have unaffordable repayments.
A Mortgage Broker is there to guide you through the mortgage process and ensure that your application is complete and specially selected for your circumstances. A mortgage broker will:
- Help you understand your financial situation
- Suggest the most suitable mortgage deals for your circumstances
- Search for deals that match your criteria
Your mortgage broker will only ever suggest deals that are affordable for you, giving you peace of mind moving forward.
Try our Mortgage Calculator
Find out possible repayment rates from specific lenders with our mortgage rate calculator.
Protection
You’ve worked hard to buy your home. But what if your circumstances were to change? At NJ Financial Consultancy we offer a range of income protection and life insurance policies to help provide some financial cover if the worst should happen.
Our team of qualified protection specialists are perfectly placed to help evaluate your personal circumstances and provide advice on the best protection products for you and your family.
The most popular policies are life insurance, income protection and critical illness. Many of these policies come with a range of great benefits and discounts on leisure activities like going to the gym or the cinema.
Speak to one of our specialists today about our Income Protection products.
Why trust us?
NJ Financial Consultancy was established in 2022 with a simple ethos: to provide the level of service we would be happy to receive ourselves. By staying true to this principle, we have continued to grow while maintaining the personal service our clients value. Whether you’re buying a new home, refinancing an existing property, or looking to protect what matters most with the right insurance, our professional, client-focused approach and expertise set us apart. As a mortgage and insurance brokerage, we take the time to understand your individual circumstances and goals, helping you find mortgage and insurance solutions that are suited to your needs.
How it works
Stage 1 - Contact the team
Call us on 07761 055799 or click the ‘Contact Us’ button to arrange a convenient time to discuss your requirements. Typically, we will be in a position to hold a conversation there and then, so urgent enquiries can be dealt with immediately, if required.
Stage 2 - Understanding your situation
We will talk through your personal situation to gain an understanding of your requirements and possible capabilities, which puts you under no obligation.
Stage 3 - Recommendations made
Once we’ve taken the time to understand your circumstances, needs and goals, we’ll provide tailored advice and recommend the most suitable mortgage or protection options available to you.
Meet our team
At NJ Financial Consultancy, we believe in keeping things personal. We’re a team of two experienced advisers, each specialising in our own area — one dedicated to mortgages and the other to protection. This means you’ll deal directly with the person looking after your enquiry from the very beginning, giving you a consistent, personal service throughout. Meet the people behind NJ Financial Consultancy and find out who’ll be guiding you through your mortgage or protection journey.